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Finance

At Spencer Auto Sales LLC, we are here to make purchasing your vehicle as easy as possible. We Finance In-House, so that you never have to bother with a bank. We typically finance a term of 24-42months (for specific finance terms, please visit us). We service the greater Houston and surrounding areas such as Katy, Spring, Cypress, Baytown, Pasadena, South Houston, Sugar Land, League City, Galveston and others! That also means you are instantly approved with the following:

NO CREDIT CHECKED BASED FINANCING.

– Identification: Texas DL, ID, US or Foreign Passport.

(ID de Texas, Licensia de Texas, Pasaporte de USA o extranjero.)

– Proof of Income: 2 Recent Check Stubs. Bank Statements. Official Award Letters.

(Combronate de trabajo. Hay diferente maneras de comprobar. Trabajamos con todos.)

– Proof of Address: An active Lease AND OR Current Utility Bills.

(Comprobante de domicilio. Traiga un bil o algo con su nombre)

– Full Coverage Insurance: Your car must be fully insured to cover Comprehensive and Collision.

(Seguro de carro completo.)

– Down Payment: Varies per car.

(Enganches dependiendo del carro)

Of course, if you need further help, do not hesitate to contact us and we will do everything we can to get you driving as fast as we can, usually under an hour!

Si tiene una pregunta llamenos!

 

Finance

Personalize your financing

Estimated Credit Score
≤ 640
641-699
700-749
750-850
Monthly Payment
Down Payment
Trade-In Value
Term Length (months)
48
60
72
84
$ /mo
% APR 60 Months $0 Down
Full Car Service car finder
Get a $500 discount on any selected vehicle when you buy a car from us this week
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$ 500 vehicle
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VALUE YOUR TRADE-IN

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By clicking 'SUBMIT', I authorize you to contact me exclusively through the communication channels I have selected, which may include calls, text messages, or emails. I understand that text messages may be automated. This authorization is not mandatory for making a purchase, and standard message and data rates may apply.